diff --git a/coderd/authorize.go b/coderd/authorize.go
index 10d6c519a7..1ea4cf7ff7 100644
--- a/coderd/authorize.go
+++ b/coderd/authorize.go
@@ -220,7 +220,7 @@ func (api *API) checkAuthorization(rw http.ResponseWriter, r *http.Request) {
 			Type:        string(v.Object.ResourceType),
 			AnyOrgOwner: v.Object.AnyOrgOwner,
 		}
-		if obj.Owner == "me" {
+		if obj.Owner == codersdk.Me {
 			obj.Owner = auth.ID
 		}
 
diff --git a/coderd/rbac/roles.go b/coderd/rbac/roles.go
index 9d2d6e89a9..b68878e3cd 100644
--- a/coderd/rbac/roles.go
+++ b/coderd/rbac/roles.go
@@ -406,7 +406,7 @@ func ReloadBuiltinRoles(opts *RoleOptions) {
 
 	agentsAccessRole := Role{
 		Identifier:  RoleAgentsAccess(),
-		DisplayName: "Use Coder Agents",
+		DisplayName: "Coder Agents User",
 		Site:        []Permission{},
 		User: Permissions(map[string][]policy.Action{
 			ResourceChat.Type: {
diff --git a/docs/ai-coder/agents/early-access.md b/docs/ai-coder/agents/early-access.md
index afee5fce77..8a0fa419bb 100644
--- a/docs/ai-coder/agents/early-access.md
+++ b/docs/ai-coder/agents/early-access.md
@@ -65,9 +65,9 @@ Once the server restarts with the experiment enabled:
 1. Navigate to the **Agents** page in the Coder dashboard.
 1. Open **Admin** settings and configure at least one LLM provider and model.
    See [Models](./models.md) for detailed setup instructions.
-1. Grant the **Use Coder Agents** role to users who need to create chats.
+1. Grant the **Coder Agents User** role to users who need to create chats.
    Go to **Admin** > **Users**, click the roles icon next to each user,
-   and enable **Use Coder Agents**.
+   and enable **Coder Agents User**.
 1. Developers can then start a new chat from the Agents page.
 
 ## Licensing and availability
diff --git a/docs/ai-coder/agents/getting-started.md b/docs/ai-coder/agents/getting-started.md
index 0989d2b7f8..3b74d75661 100644
--- a/docs/ai-coder/agents/getting-started.md
+++ b/docs/ai-coder/agents/getting-started.md
@@ -24,9 +24,9 @@ Before you begin, confirm the following:
   for the agent to select when provisioning workspaces.
 - **Admin access** to the Coder deployment for enabling the experiment and
   configuring providers.
-- **Use Coder Agents role** assigned to each user who needs to create or use chats.
+- **Coder Agents User role** assigned to each user who needs to create or use chats.
   Owners can assign this from **Admin** > **Users**. See
-  [Grant Use Coder Agents](#step-3-grant-use-coder-agents) below.
+  [Grant Coder Agents User](#step-3-grant-coder-agents-user) below.
 
 ## Step 1: Enable the experiment
 
@@ -72,14 +72,14 @@ Detailed instructions for each provider and model option are in the
 > Start with a single frontier model to validate your setup before adding
 > additional providers.
 
-## Step 3: Grant Use Coder Agents
+## Step 3: Grant Coder Agents User
 
-The **Use Coder Agents** role controls which users can create and use chats.
-Members do not have Use Coder Agents by default.
+The **Coder Agents User** role controls which users can create and use chats.
+Members do not have Coder Agents User by default.
 
 1. Go to **Admin** > **Users** in the Coder dashboard.
 1. Click the roles icon next to the user you want to grant access to.
-1. Enable the **Use Coder Agents** role and save.
+1. Enable the **Coder Agents User** role and save.
 
 Repeat for each user who needs access. Owners always have full access
 and do not need the role.
diff --git a/site/permissions.json b/site/permissions.json
index b346d5167b..09cb75d0fb 100644
--- a/site/permissions.json
+++ b/site/permissions.json
@@ -118,5 +118,9 @@
 	"viewOAuth2AppSecrets": {
 		"object": { "resource_type": "oauth2_app_secret" },
 		"action": "read"
+	},
+	"createChat": {
+		"object": { "resource_type": "chat", "owner_id": "me" },
+		"action": "create"
 	}
 }
diff --git a/site/site.go b/site/site.go
index 4497f558f9..edbd8f2a81 100644
--- a/site/site.go
+++ b/site/site.go
@@ -571,9 +571,16 @@ func init() {
 func (h *Handler) renderPermissions(ctx context.Context, actor rbac.Subject) string {
 	response := make(codersdk.AuthorizationResponse)
 	for k, v := range permissionChecks {
+		// Resolve the "me" sentinel so permission checks
+		// run against the actual actor, matching the
+		// API-side handling in coderd/authorize.go.
+		ownerID := v.Object.OwnerID
+		if ownerID == codersdk.Me {
+			ownerID = actor.ID
+		}
 		obj := rbac.Object{
 			ID:          v.Object.ResourceID,
-			Owner:       v.Object.OwnerID,
+			Owner:       ownerID,
 			OrgID:       v.Object.OrganizationID,
 			AnyOrgOwner: v.Object.AnyOrgOwner,
 			Type:        string(v.Object.ResourceType),
diff --git a/site/site_test.go b/site/site_test.go
index 3527f31106..90855250b2 100644
--- a/site/site_test.go
+++ b/site/site_test.go
@@ -21,6 +21,7 @@ import (
 	"github.com/go-chi/chi/v5"
 	"github.com/go-chi/chi/v5/middleware"
 	"github.com/google/uuid"
+	"github.com/prometheus/client_golang/prometheus"
 	"github.com/stretchr/testify/assert"
 	"github.com/stretchr/testify/require"
 	"golang.org/x/exp/maps"
@@ -31,6 +32,7 @@ import (
 	"github.com/coder/coder/v2/coderd/database/dbtestutil"
 	"github.com/coder/coder/v2/coderd/database/dbtime"
 	"github.com/coder/coder/v2/coderd/httpmw"
+	"github.com/coder/coder/v2/coderd/rbac"
 	"github.com/coder/coder/v2/coderd/telemetry"
 	"github.com/coder/coder/v2/codersdk"
 	"github.com/coder/coder/v2/site"
@@ -79,6 +81,74 @@ func TestInjection(t *testing.T) {
 	require.Equal(t, db2sdk.User(user, []uuid.UUID{}), got)
 }
 
+func TestRenderPermissionsResolvesMe(t *testing.T) {
+	t.Parallel()
+
+	// GIVEN: a site handler wired to a real RBAC authorizer and a
+	// template that renders only the SSR permissions JSON.
+	siteFS := fstest.MapFS{
+		"index.html": &fstest.MapFile{
+			Data: []byte("{{ .Permissions }}"),
+		},
+	}
+	db, _ := dbtestutil.NewDB(t)
+	authorizer := rbac.NewStrictCachingAuthorizer(prometheus.NewRegistry())
+
+	handler, err := site.New(&site.Options{
+		Telemetry:  telemetry.NewNoop(),
+		Database:   db,
+		SiteFS:     siteFS,
+		Authorizer: authorizer,
+	})
+	require.NoError(t, err)
+
+	// GIVEN: a user with the agents-access role.
+	userWithRole := dbgen.User(t, db, database.User{
+		RBACRoles: []string{"agents-access"},
+	})
+	_, tokenWithRole := dbgen.APIKey(t, db, database.APIKey{
+		UserID:    userWithRole.ID,
+		ExpiresAt: time.Now().Add(time.Hour),
+	})
+
+	// WHEN: the user loads the page.
+	r := httptest.NewRequest("GET", "/", nil)
+	r.Header.Set(codersdk.SessionTokenHeader, tokenWithRole)
+	rw := httptest.NewRecorder()
+	handler.ServeHTTP(rw, r)
+	require.Equal(t, http.StatusOK, rw.Code)
+
+	// THEN: the SSR-rendered permissions include createChat = true
+	// because the "me" sentinel in permissions.json was resolved to
+	// the actor's ID, and the agents-access role grants user-scoped
+	// chat create permission.
+	var permsWithRole codersdk.AuthorizationResponse
+	err = json.Unmarshal([]byte(html.UnescapeString(rw.Body.String())), &permsWithRole)
+	require.NoError(t, err)
+	assert.True(t, permsWithRole["createChat"], "user with agents-access role should have createChat = true")
+
+	// GIVEN: a user without the agents-access role.
+	userWithoutRole := dbgen.User(t, db, database.User{})
+	_, tokenWithoutRole := dbgen.APIKey(t, db, database.APIKey{
+		UserID:    userWithoutRole.ID,
+		ExpiresAt: time.Now().Add(time.Hour),
+	})
+
+	// WHEN: the user loads the page.
+	r = httptest.NewRequest("GET", "/", nil)
+	r.Header.Set(codersdk.SessionTokenHeader, tokenWithoutRole)
+	rw = httptest.NewRecorder()
+	handler.ServeHTTP(rw, r)
+	require.Equal(t, http.StatusOK, rw.Code)
+
+	// THEN: createChat = false because the member role does not
+	// grant chat permissions.
+	var permsWithoutRole codersdk.AuthorizationResponse
+	err = json.Unmarshal([]byte(html.UnescapeString(rw.Body.String())), &permsWithoutRole)
+	require.NoError(t, err)
+	assert.False(t, permsWithoutRole["createChat"], "user without agents-access role should have createChat = false")
+}
+
 func TestInjectionFailureProducesCleanHTML(t *testing.T) {
 	t.Parallel()
 
diff --git a/site/src/pages/AgentsPage/AgentCreatePage.tsx b/site/src/pages/AgentsPage/AgentCreatePage.tsx
index 64670a56e5..5fa2ad57e8 100644
--- a/site/src/pages/AgentsPage/AgentCreatePage.tsx
+++ b/site/src/pages/AgentsPage/AgentCreatePage.tsx
@@ -9,6 +9,7 @@ import {
 } from "#/api/queries/chats";
 import { workspaces } from "#/api/queries/workspaces";
 import type * as TypesGen from "#/api/typesGenerated";
+import { useAuthenticated } from "#/hooks/useAuthenticated";
 import {
 	AgentCreateForm,
 	type CreateChatOptions,
@@ -24,6 +25,7 @@ const nilUUID = "00000000-0000-0000-0000-000000000000";
 const AgentCreatePage: FC = () => {
 	const queryClient = useQueryClient();
 	const navigate = useNavigate();
+	const { permissions } = useAuthenticated();
 
 	const chatModelsQuery = useQuery(chatModels());
 	const chatModelConfigsQuery = useQuery(chatModelConfigs());
@@ -79,6 +81,7 @@ const AgentCreatePage: FC = () => {
 				onCreateChat={handleCreateChat}
 				isCreating={createMutation.isPending}
 				createError={createMutation.error}
+				canCreateChat={permissions.createChat}
 				modelCatalog={chatModelsQuery.data}
 				modelOptions={catalogModelOptions}
 				modelConfigs={chatModelConfigsQuery.data ?? []}
diff --git a/site/src/pages/AgentsPage/components/AgentCreateForm.stories.tsx b/site/src/pages/AgentsPage/components/AgentCreateForm.stories.tsx
index 67b01d445b..986026e956 100644
--- a/site/src/pages/AgentsPage/components/AgentCreateForm.stories.tsx
+++ b/site/src/pages/AgentsPage/components/AgentCreateForm.stories.tsx
@@ -15,6 +15,25 @@ const modelOptions = [
 	},
 ] as const;
 
+const mock403Error = Object.assign(
+	new Error("Request failed with status code 403"),
+	{
+		isAxiosError: true,
+		response: {
+			status: 403,
+			statusText: "Forbidden",
+			data: {
+				message: "Forbidden.",
+				detail: "Insufficient permissions to create chat.",
+			},
+			headers: {},
+			config: {},
+		},
+		config: {},
+		toJSON: () => ({}),
+	},
+);
+
 const meta: Meta<typeof AgentCreateForm> = {
 	title: "pages/AgentsPage/AgentCreateForm",
 	component: AgentCreateForm,
@@ -23,6 +42,7 @@ const meta: Meta<typeof AgentCreateForm> = {
 		onCreateChat: fn(),
 		isCreating: false,
 		createError: undefined,
+		canCreateChat: true,
 		modelCatalog: null,
 		modelOptions: [...modelOptions],
 		isModelCatalogLoading: false,
@@ -268,3 +288,46 @@ export const UsageLimitExceeded: Story = {
 		),
 	},
 };
+
+export const ForbiddenErrorWithRole: Story = {
+	args: {
+		...defaultArgs,
+		canCreateChat: true,
+		createError: mock403Error,
+	},
+	play: async ({ canvasElement }) => {
+		const canvas = within(canvasElement);
+		// The friendly "role required" alert must NOT appear because the
+		// user has the agents-access role.
+		await expect(
+			canvas.queryByText("Permission required"),
+		).not.toBeInTheDocument();
+		// The generic ErrorAlert should surface the real backend message.
+		await expect(canvas.getByText("Forbidden.")).toBeInTheDocument();
+		// The textbox should remain enabled since the user has the role.
+		const textbox = canvas.getByRole("textbox");
+		await expect(textbox).not.toHaveAttribute("aria-disabled", "true");
+	},
+};
+
+export const ForbiddenNoAgentsRole: Story = {
+	args: {
+		...defaultArgs,
+		canCreateChat: false,
+		createError: mock403Error,
+	},
+	play: async ({ canvasElement }) => {
+		const canvas = within(canvasElement);
+		await expect(canvas.getByText("Permission required")).toBeInTheDocument();
+		await expect(
+			canvas.getByRole("link", { name: /View Docs/ }),
+		).toBeInTheDocument();
+		await expect(
+			canvas.queryByRole("heading", { name: "Forbidden." }),
+		).not.toBeInTheDocument();
+		// The textarea should be disabled so the user cannot
+		// accidentally trigger the generic error.
+		const textbox = canvas.getByRole("textbox");
+		await expect(textbox).toHaveAttribute("aria-disabled", "true");
+	},
+};
diff --git a/site/src/pages/AgentsPage/components/AgentCreateForm.tsx b/site/src/pages/AgentsPage/components/AgentCreateForm.tsx
index f8ab79cc74..89cbc90776 100644
--- a/site/src/pages/AgentsPage/components/AgentCreateForm.tsx
+++ b/site/src/pages/AgentsPage/components/AgentCreateForm.tsx
@@ -18,6 +18,7 @@ import {
 	isUsageLimitData,
 } from "../utils/usageLimitMessage";
 import { AgentChatInput } from "./AgentChatInput";
+import { ChatAccessDeniedAlert } from "./ChatAccessDeniedAlert";
 import type { ModelSelectorOption } from "./ChatElements";
 import {
 	getDefaultMCPSelection,
@@ -95,6 +96,7 @@ interface AgentCreateFormProps {
 	onCreateChat: (options: CreateChatOptions) => Promise<void>;
 	isCreating: boolean;
 	createError: unknown;
+	canCreateChat: boolean;
 	modelCatalog: TypesGen.ChatModelsResponse | null | undefined;
 	modelOptions: readonly ChatModelOption[];
 	isModelCatalogLoading: boolean;
@@ -112,6 +114,7 @@ export const AgentCreateForm: FC<AgentCreateFormProps> = ({
 	onCreateChat,
 	isCreating,
 	createError,
+	canCreateChat,
 	modelCatalog,
 	modelOptions,
 	modelConfigs,
@@ -284,10 +287,14 @@ export const AgentCreateForm: FC<AgentCreateFormProps> = ({
 		}
 	};
 
+	const isForbidden = !canCreateChat;
+
 	return (
 		<div className="flex min-h-0 flex-1 items-start justify-center overflow-auto p-4 pt-12 md:h-full md:items-center md:pt-4">
 			<div className="mx-auto flex w-full max-w-3xl flex-col gap-4">
-				{createError ? (
+				{isForbidden ? (
+					<ChatAccessDeniedAlert />
+				) : createError ? (
 					isApiError(createError) &&
 					createError.response?.status === 409 &&
 					isUsageLimitData(createError.response.data) ? (
@@ -310,7 +317,7 @@ export const AgentCreateForm: FC<AgentCreateFormProps> = ({
 				<AgentChatInput
 					onSend={handleSendWithAttachments}
 					placeholder="Ask Coder to build, fix bugs, or explore your project..."
-					isDisabled={isCreating}
+					isDisabled={isCreating || isForbidden}
 					isLoading={isCreating}
 					initialValue={initialInputValue}
 					onContentChange={handleContentChange}
diff --git a/site/src/pages/AgentsPage/components/ChatAccessDeniedAlert.tsx b/site/src/pages/AgentsPage/components/ChatAccessDeniedAlert.tsx
new file mode 100644
index 0000000000..27a97ffc05
--- /dev/null
+++ b/site/src/pages/AgentsPage/components/ChatAccessDeniedAlert.tsx
@@ -0,0 +1,39 @@
+import type { FC } from "react";
+import { Alert } from "#/components/Alert/Alert";
+import { Button } from "#/components/Button/Button";
+import { Link } from "#/components/Link/Link";
+import { docs } from "#/utils/docs";
+
+export const ChatAccessDeniedAlert: FC = () => {
+	const docsLink = docs(
+		"/ai-coder/agents/getting-started#step-3-grant-coder-agents-user",
+	);
+
+	return (
+		<Alert
+			severity="info"
+			className="py-2"
+			actions={
+				<div className="flex gap-2">
+					<Button
+						variant="subtle"
+						size="sm"
+						onClick={() => window.location.reload()}
+					>
+						Refresh
+					</Button>
+					<Link href={docsLink} target="_blank" rel="noreferrer" size="sm">
+						View Docs
+					</Link>
+				</div>
+			}
+		>
+			<p className="m-0 font-medium">Permission required</p>
+			<p className="m-0 mt-1 text-sm text-content-secondary">
+				You don't have permission to create chats. Contact your Coder
+				administrator for access. Refresh this page after access has been
+				granted.
+			</p>
+		</Alert>
+	);
+};
diff --git a/site/src/pages/OrganizationSettingsPage/UserTable/EditRolesButton.tsx b/site/src/pages/OrganizationSettingsPage/UserTable/EditRolesButton.tsx
index 3ff32adcbd..636322a7d9 100644
--- a/site/src/pages/OrganizationSettingsPage/UserTable/EditRolesButton.tsx
+++ b/site/src/pages/OrganizationSettingsPage/UserTable/EditRolesButton.tsx
@@ -29,7 +29,7 @@ const roleDescriptions: Record<string, string> = {
 	"user-admin": "User admin can manage all users and groups.",
 	"template-admin": "Template admin can manage all templates and workspaces.",
 	auditor: "Auditor can access the audit logs.",
-	"agents-access": "Use Coder Agents allows creating and using AI chats.",
+	"agents-access": "Coder Agents User allows creating and using AI chats.",
 	member:
 		"Everybody is a member. This is a shared and default role for all users.",
 };
diff --git a/site/src/testHelpers/entities.ts b/site/src/testHelpers/entities.ts
index d185d19c34..d1102c7dec 100644
--- a/site/src/testHelpers/entities.ts
+++ b/site/src/testHelpers/entities.ts
@@ -3119,6 +3119,7 @@ export const MockPermissions: Permissions = {
 	editOAuth2App: true,
 	deleteOAuth2App: true,
 	viewOAuth2AppSecrets: true,
+	createChat: true,
 };
 
 export const MockNoPermissions: Permissions = {
@@ -3152,6 +3153,7 @@ export const MockNoPermissions: Permissions = {
 	editOAuth2App: false,
 	deleteOAuth2App: false,
 	viewOAuth2AppSecrets: false,
+	createChat: false,
 };
 
 export const MockOrganizationPermissions: OrganizationPermissions = {